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Privacy Policy

Privacy Policy for Champion Experiences

Last Updated: April 17, 2025


At Champion Experiences (“we,” “us,” or “our”), we are committed to protecting the privacy and security of your personal data. This Privacy Policy explains how we collect, use, share, and safeguard your personal data when you interact with our website, services, or products, including when we process payments through our third-party payment processor, Stripe. It also outlines your rights and choices regarding your personal data.

We act as a data controller for the personal data we collect directly from you and may act as a data processor (or Champion Experiences processes personal data on behalf of our clients (Business Users) in accordance with their instructions and applicable laws.

For more information about our privacy practices, please contact us at [insert contact email or address].

Table of Contents

  • Personal Data We Collect (#personal-data-we-collect)
  • How We Use Your Personal Data (#how-we-use-your-personal-data)
  • How We Share Your Personal Data (#how-we-share-your-personal-data)
  • Payment Processing with Stripe (#payment-processing-with-stripe)
  • Data Retention (#data-retention)
  • Your Privacy Rights and Choices (#your-privacy-rights-and-choices)
  • International Data Transfers (#international-data-transfers)
  • Security of Your Personal Data (#security-of-your-personal-data)
  • Cookies and Tracking Technologies (#cookies-and-tracking-technologies)
  • Third-Party Websites (#third-party-websites)
  • Children’s Privacy (#childrens-privacy)
  • Changes to This Privacy Policy (#changes-to-this-privacy-policy)
  • Contact Us (#contact-us)

1. Personal Data We Collect

We collect personal data from you when you visit our website, make a purchase, create an account, contact us, or otherwise interact with our services. The types of personal data we collect include:

  • Contact Data: Name, email address, phone number, and mailing address.
  • Payment Data: Billing information, such as credit/debit card details or bank account information, collected and processed securely by Stripe (see Section 4).
  • Transaction Data: Details about purchases, including order history, payment amounts, and dates.
  • Account Data: Username, password, and account preferences for registered users.
  • Behavioral Data: Information about how you interact with our website, such as pages visited, time spent, and clicks, collected via cookies or analytics tools.
  • Technical Data: IP address, browser type, device information, and operating system.
  • Customer Support Data: Information you provide when contacting us, such as inquiries or complaints.

We may also collect personal data from third parties, such as Stripe, for fraud prevention, compliance, or to pre-fill account information (e.g., address or phone number) with your consent.

2. How We Use Your Personal Data

We use your personal data to provide, improve, and promote our services, comply with legal obligations, and pursue our legitimate business interests. Specifically, we use your personal data to:

  • Process and fulfill your orders, including payment processing via Stripe.
  • Communicate with you about your account, transactions, or customer support inquiries.
  • Prevent fraud and enhance the security of our services, in collaboration with Stripe and its financial partners.
  • Comply with legal and regulatory obligations, such as anti-money laundering (AML) and know-your-customer (KYC) requirements.
  • Personalize your experience, such as tailoring content or recommendations.
  • Analyze website usage and improve our services through analytics tools.
  • Send promotional emails or offers, with an option to unsubscribe at any time.

We rely on the following legal bases for processing your personal data:

  • Contractual Necessity: To fulfill our contract with you (e.g., processing payments or delivering services).
  • Legal Obligation: To comply with laws, such as tax or anti-terrorism regulations.
  • Legitimate Interests: To improve our services, prevent fraud, or market our products, provided these interests do not override your rights.
  • Consent: For optional uses, such as promotional emails, where required by law.

3. How We Share Your Personal Data

We share your personal data with trusted third parties only as necessary to provide our services, comply with legal obligations, or protect our rights. These third parties include:

  • Stripe: Our payment processor, which collects and processes payment data on our behalf (see Section 4).
  • Service Providers: Affiliates or sub-processors (e.g., hosting providers, analytics tools, or customer support platforms) that assist us in operating our business.
  • Financial Partners: Banks, card networks (e.g., Visa, Mastercard), or payment method providers to authenticate transactions or resolve disputes.
  • Verification Agencies: To conduct identity or risk checks for fraud prevention or compliance with AML/KYC regulations.
  • Business Partners: If you use our services through a platform or marketplace, we may share data with them to manage their ledger or facilitate transactions.
  • Legal Authorities: To comply with lawful requests, such as subpoenas or court orders, or to meet national security or law enforcement requirements.

We do not sell your personal data. When we share your personal data, we ensure that recipients are bound by contracts (e.g., Data Processing Agreements) to protect your data in accordance with applicable laws, such as GDPR or CCPA.

4. Payment Processing with Stripe

Champion Experiences uses Stripe, a third-party payment processor, to securely process payments for our services. When you make a payment, Stripe collects and processes your payment data, such as credit/debit card details or bank account information, on our behalf. We do not store your full payment details; these are handled directly by Stripe.

Stripe’s Role

  • Data Processor: Stripe acts as a data processor, processing your payment data according to our instructions and its own Privacy Policy (available at https://stripe.com/privacy).[](https://stripe.com/privacy)
  • Data Shared with Stripe: When you make a payment, we share personal data with Stripe, including:
    • Name
    • Contact information (e.g., email, phone number)
    • Payment method details (e.g., card number, expiration date)
    • Transaction data (e.g., purchase amount, date)
  • Stripe’s Use of Data: Stripe uses this data to:
    • Process payments and send payouts.
    • Prevent fraud and ensure transaction security.
    • Comply with financial regulations, such as AML and KYC requirements.
    • Share data with banks, card networks, or other payment method providers to authenticate and complete transactions.

Stripe’s Compliance

Stripe complies with:

  • PCI DSS Level 1: The highest standard for securing payment card data.
  • GDPR: Stripe adheres to GDPR requirements for processing personal data of EU residents.
  • CCPA: Stripe does not sell personal data and complies with CCPA as a service provider.
  • APEC CBPR/PRP: Stripe is certified under the Cross-Border Privacy Rules (CBPR) and Privacy Recognition for Processors (PRP) frameworks for secure cross-border data flows.
  • Data Privacy Framework (DPF): Stripe adheres to the EU-US, UK-US, and Swiss-US DPF for lawful data transfers.

Your Rights with Stripe

You may exercise your privacy rights (e.g., access, deletion, or opt-out) by contacting us or Stripe directly at privacy@stripe.com. If you are an end customer, you should also review our privacy practices and contact us for information about how we use your data in connection with Stripe’s services.

Fraud Prevention and Compliance

Stripe may collect additional information (e.g., address, phone number, or Social Security Number) to verify your identity, detect fraud, or fulfill financial compliance requirements. This data may be obtained from other Stripe accounts you hold or third-party sources and will be displayed on your Stripe dashboard for review or correction.

Promotional Emails

If we use Stripe’s Promotional Emails feature, we will provide an option to unsubscribe or opt out of receiving further promotional messages. Failure to honor opt-out requests is a breach of Stripe’s terms of service.

For more details, please review Stripe’s Privacy Policy at https://stripe.com/privacy or contact Stripe at privacy@stripe.com.

5. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. For example:

  • Payment Data: Stripe retains transaction data for a prescribed period after account closure to comply with anti-terrorism, AML, or tax regulations.
  • Account Data: Retained for the duration of your account and for a reasonable period thereafter to resolve disputes or comply with legal obligations.
  • Analytics Data: Aggregated or anonymized data may be retained indefinitely for business analysis.

When personal data is no longer needed, we securely delete or anonymize it in accordance with our data retention policies.

6. Your Privacy Rights and Choices

Depending on your jurisdiction (e.g., GDPR for EU residents, CCPA for California residents), you may have the following rights regarding your personal data:

  • Access: Request a copy of the personal data we hold about you.
  • Correction: Update or correct inaccurate or incomplete data.
  • Deletion: Request deletion of your data, subject to legal retention obligations.
  • Restriction: Limit how we process your data in certain circumstances.
  • Objection: Object to processing based on legitimate interests, including for marketing purposes.
  • Data Portability: Receive your data in a structured, machine-readable format.
  • Opt-Out: Opt out of promotional communications or the sale/sharing of your data (note: we do not sell your data).

To exercise your rights, contact us at [insert contact email]. We will respond within the timeframes required by law (e.g., 30 days under CCPA, one month under GDPR). If you are an end customer, you may also need to contact Stripe directly for data processed on our behalf.

If you have concerns about our data practices, you may contact your local data protection authority (e.g., the UK Information Commissioner’s Office or the Office of the Data Protection Commissioner in the EEA).

7. International Data Transfers

Champion Experiences and Stripe operate globally, and your personal data may be transferred to, stored, or processed in countries outside your jurisdiction, including the United States. These countries may have different data protection laws.

To ensure lawful cross-border data transfers, we and Stripe rely on:

  • Data Privacy Framework (DPF): For transfers from the EEA, UK, or Switzerland to the US.
  • Standard Contractual Clauses (SCCs): For transfers from the EEA or UK to other jurisdictions.
  • APEC CBPR/PRP: For secure data flows in the Asia-Pacific region.

We implement appropriate safeguards to protect your data during international transfers, as required by applicable laws. For more information, contact us at [insert contact email].

8. Security of Your Personal Data

We maintain reasonable technical, organizational, and administrative measures to protect your personal data from unauthorized access, loss, alteration, or disclosure. These measures include:

  • Encrypting payment data during transmission using Secure Sockets Layer (SSL) technology.
  • Limiting access to personal data to authorized personnel on a need-to-know basis.
  • Regularly reviewing and updating our security practices to align with industry standards.

Stripe is PCI DSS Level 1 certified and uses advanced encryption, separate key storage, and multi-factor authentication to secure payment data.

However, no system is 100% secure. If you suspect unauthorized access to your account, contact us immediately at [insert contact email].

9. Cookies and Tracking Technologies

We use cookies and similar technologies (e.g., web beacons, pixels) to enhance your experience, analyze website performance, and deliver personalized content. Cookies are small data files stored on your device.

Types of Cookies

  • Essential: Necessary for website functionality (e.g., maintaining your session).
  • Functional: Enable enhanced features, such as remembering your preferences.
  • Analytical: Track website usage (e.g., via Google Analytics) to improve our services.
  • Targeting: Deliver personalized ads or content based on your behavior.

Stripe may also use cookies to facilitate payment processing or fraud prevention, as outlined in its Cookie Policy.

Managing Cookies

You can manage cookie preferences through your browser settings or our cookie consent tool (if applicable). Note that disabling essential cookies may affect website functionality. If you are in the EU, we obtain your consent for non-essential cookies in compliance with the EU Cookie Law.

For more information, see our [Cookie Policy] (if applicable) or contact us.

10. Third-Party Websites

Our website or services may contain links to third-party websites, such as Stripe’s Privacy Policy or social media platforms. We are not responsible for the privacy practices or content of these websites. Please review their privacy policies before providing personal data.

11. Children’s Privacy

Our services are not intended for individuals under 16 years of age. We do not knowingly collect personal data from children under 16. If we learn that we have collected such data, we will delete it promptly. Contact us if you believe we have inadvertently collected data from a child under 16.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or Stripe’s policies. We will notify you of material changes by posting the updated policy on our website or by email (if applicable). The “Last Updated” date at the top indicates when the policy was last revised. Your continued use of our services after such changes constitutes acceptance of the updated policy.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Champion Experiences

5025 Aesop Ave Las Vegas, NV 89139

c@nvstor.co

Phone: 702-389-5866

For inquiries about payment data processed by Stripe, you may also contact Stripe at privacy@stripe.com or via their support page at https://support.stripe.com/contact.[](https://stripe.com/legal/data-privacy-framework)

If you are dissatisfied with our response, you may contact your local data protection authority or, for DPF-related concerns, Stripe’s third-party dispute resolution provider, JAMS, at no cost.

Terms of Service

Terms of Service for Champion Experiences

Last Updated: April 17, 2025


Welcome to Champion Experiences (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, services, products, and any related platforms (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy (available at [insert link to Privacy Policy]). If you do not agree with these Terms, you must not use our Services.

These Terms constitute a legally binding agreement between you (“you,” “User,” or “Customer”) and Champion Experiences. If you are using the Services on behalf of a business or organization, you represent that you have the authority to bind that entity to these Terms.

Table of Contents

  • Acceptance of Terms (#1-acceptance-of-terms)
  • Eligibility (#2-eligibility)
  • Accounts and Registration (#3-accounts-and-registration)
  • Payments and Billing (#4-payments-and-billing)
  • User Conduct and Responsibilities (#5-user-conduct-and-responsibilities)
  • Prohibited Activities (#6-prohibited-activities)
  • Intellectual Property (#7-intellectual-property)
  • Cancellations, Refunds, and Disputes (#8-cancellations-refunds-and-disputes)
  • Termination of Access (#9-termination-of-access)
  • Disclaimers and Limitation of Liability (#10-disclaimers-and-limitation-of-liability)
  • Indemnification (#11-indemnification)
  • Governing Law and Dispute Resolution (#12-governing-law-and-dispute-resolution)
  • Third-Party Services (#13-third-party-services)
  • Changes to These Terms (#14-changes-to-these-terms)
  • Contact Us (#15-contact-us)

1. Acceptance of Terms

By accessing or using our Services, you confirm that you have read, understood, and agree to these Terms and our Privacy Policy. We may update these Terms from time to time, and your continued use of the Services after such updates constitutes acceptance of the revised Terms. If you do not agree with any part of these Terms, you must discontinue use of the Services immediately.

2. Eligibility

To use our Services, you must:

  • Be at least 18 years of age or the age of majority in your jurisdiction.
  • Have the legal capacity to enter into a binding agreement.
  • Not be prohibited from using the Services under applicable laws or by any third-party provider, including Stripe, our payment processor.

You may not use our Services if you are located in a country or region subject to sanctions or embargoes that prohibit transactions with Champion Experiences or Stripe.

3. Accounts and Registration

Some features of our Services may require you to create an account. When registering, you agree to:

  • Provide accurate, current, and complete information.
  • Maintain the security of your account credentials (e.g., username and password).
  • Notify us immediately of any unauthorized access or breach of your account.
  • Update your account information promptly to keep it accurate.

You are responsible for all activities conducted under your account. We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent or illegal activity.

4. Payments and Billing

4.1 Payment Processing

We use Stripe, a third-party payment processor, to handle all payment transactions. By making a purchase, you agree to:

  • Provide accurate payment information (e.g., credit/debit card or bank account details) to Stripe.
  • Authorize Champion Experiences and Stripe to charge your chosen payment method for all applicable fees, taxes, and charges.
  • Comply with Stripe’s Services Agreement (available at https://stripe.com/legal) and any additional terms imposed by Stripe or its financial partners (e.g., banks, card networks).

Stripe securely processes and stores your payment information in accordance with its Privacy Policy (available at https://stripe.com/privacy). We do not store your full payment details.

4.2 Fees and Charges

  • All fees for our Services are displayed at the time of purchase and are exclusive of applicable taxes unless otherwise stated.
  • You are responsible for paying all fees, taxes, and charges associated with your use of the Services.
  • We reserve the right to modify our pricing at any time, with notice provided for recurring subscriptions or memberships.

4.3 Payment Authorization

By providing payment information, you represent that:

  • You are authorized to use the payment method.
  • The payment information is valid and up-to-date.
  • You authorize recurring payments (if applicable) for subscriptions or memberships until canceled in accordance with Section 8.

4.4 Failed Payments

If a payment fails (e.g., due to insufficient funds or an expired card), we may:

  • Attempt to reprocess the payment using the same or an updated payment method.
  • Suspend or restrict access to the Services until payment is received.
  • Charge additional fees for failed payment attempts, as permitted by law.

4.5 Fraud Prevention

To prevent fraud and comply with financial regulations (e.g., anti-money laundering or know-your-customer requirements), Stripe may:

  • Request additional information (e.g., address, phone number, or government-issued ID).
  • Share your payment data with banks, card networks, or verification agencies.
  • Decline transactions deemed high-risk or suspicious.

You agree to cooperate with any reasonable requests for information to verify your identity or transaction legitimacy.

5. User Conduct and Responsibilities

You agree to use our Services in a lawful, ethical, and responsible manner. Specifically, you will:

  • Comply with all applicable laws, regulations, and these Terms.
  • Provide accurate and truthful information when using our Services.
  • Respect the rights of others, including intellectual property and privacy rights.
  • Use the Services only for their intended purpose.

You are solely responsible for your conduct and any content you submit, post, or share through our Services.

6. Prohibited Activities

You may not engage in any of the following activities when using our Services:

  • Violating any local, state, national, or international laws or regulations.
  • Engaging in fraudulent, deceptive, or illegal activities, including unauthorized use of payment methods.
  • Using the Services to process payments for prohibited businesses or activities, as defined by Stripe’s Restricted Businesses list (available at https://stripe.com/restricted-businesses).
  • Attempting to interfere with, disrupt, or harm our Services, including through hacking, malware, or denial-of-service attacks.
  • Reverse-engineering, decompiling, or attempting to access the source code of our Services.
  • Impersonating another person or entity or misrepresenting your affiliation with any party.
  • Posting or transmitting harmful, offensive, or unlawful content, including hate speech, harassment, or defamatory material.
  • Circumventing any security measures or access restrictions implemented by us or Stripe.

We reserve the right to investigate and take action, including suspending or terminating your account, for any suspected violations of these Terms.

7. Intellectual Property

7.1 Our Intellectual Property

All content, materials, and features of our Services, including text, images, logos, designs, and software (collectively, “Content”), are owned by Champion Experiences or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of our Content without our prior written consent.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Services for personal or business purposes, subject to these Terms. This license does not permit you to:

  • Use our Content for commercial purposes without permission.
  • Remove or alter any copyright, trademark, or proprietary notices.
  • Use our Services to develop competing products or services.

7.3 User Content

If you submit content to our Services (e.g., reviews, comments, or feedback), you grant us a worldwide, non-exclusive, royalty-free, perpetual, and transferable license to use, reproduce, modify, distribute, and display that content in connection with our Services. You represent that you own or have the necessary rights to submit such content and that it does not violate any laws or third-party rights.

8. Cancellations, Refunds, and Disputes

8.1 Cancellations

For subscriptions or memberships, you may cancel at any time by [insert cancellation process, e.g., contacting support or using an account dashboard]. Cancellations take effect at the end of the current billing cycle, and no prorated refunds will be provided unless otherwise stated.

8.2 Refunds

Our refund policy depends on the Service purchased:

  • [Insert specific refund policy, e.g., “Refunds are available within 14 days of purchase for unused services, subject to our discretion.”]
  • Refunds, if approved, will be processed via Stripe to your original payment method.
  • We do not refund fees charged by Stripe or third-party financial institutions.

To request a refund, contact us at [insert contact email] with your order details. We will review your request and respond within [insert timeframe, e.g., 7 business days].

8.3 Disputes

If you dispute a charge with your payment provider (e.g., a chargeback), you agree to:

  • Notify us promptly to resolve the issue before initiating a dispute.
  • Provide accurate information to support your claim.
  • Cooperate with us and Stripe to resolve the dispute.

We reserve the right to suspend your account or restrict access to the Services during a dispute investigation. You may be liable for costs incurred by us or Stripe due to fraudulent or unjustified disputes.

9. Termination of Access

We may suspend or terminate your access to the Services, with or without notice, if you:

  • Violate these Terms or any applicable laws.
  • Engage in fraudulent or prohibited activities.
  • Fail to make required payments.
  • Pose a security or operational risk to our Services, Stripe, or other users.

Upon termination:

  • Your account and access to the Services will be disabled.
  • Any outstanding fees or obligations remain due.
  • Provisions of these Terms that by their nature survive termination (e.g., intellectual property, limitation of liability, indemnification) will continue to apply.

You may terminate your account at any time by contacting us at [insert contact email]. After termination, we will retain your data only as required by law or our Privacy Policy.

10. Disclaimers and Limitation of Liability

10.1 Disclaimers

Our Services are provided “as is” and “as available” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that:

  • The Services will be uninterrupted, secure, or error-free.
  • The results of using the Services will meet your expectations.
  • All defects or issues will be corrected.

Stripe’s services are subject to its own terms and disclaimers, and we are not responsible for any actions, errors, or interruptions caused by Stripe or its partners.

10.2 Limitation of Liability

To the maximum extent permitted by law, Champion Experiences, its affiliates, and its service providers (including Stripe) will not be liable for any indirect, incidental, consequential, special, or punitive damages arising from or related to your use of the Services, including loss of profits, data, or business opportunities, even if advised of the possibility of such damages.

Our total liability for any claim arising from these Terms or the Services will not exceed the amount you paid us for the Services in the 12 months preceding the claim, or $100, whichever is greater.

Some jurisdictions do not allow certain disclaimers or limitations of liability, so the above may not apply to you.

11. Indemnification

You agree to indemnify, defend, and hold harmless Champion Experiences, its affiliates, officers, directors, employees, and service providers (including Stripe) from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising from:

  • Your violation of these Terms or applicable laws.
  • Your use or misuse of the Services.
  • Your infringement of any third-party rights, including intellectual property or privacy rights.
  • Any content you submit or share through the Services.

We reserve the right to assume control of the defense of any claim for which we are entitled to indemnification, and you agree to cooperate with our defense efforts.

12. Governing Law and Dispute Resolution

12.1 Governing Law

These Terms are governed by the laws of the State of Nevada, United States without regard to its conflict of law principles.

12.2 Dispute Resolution

Any disputes arising from these Terms or your use of the Services will be resolved through the following process:

  • Informal Resolution: You agree to first contact us at c@nvstor.co to attempt to resolve the dispute informally within 30 days.
  • Arbitration: If the dispute cannot be resolved informally, it will be settled by binding arbitration administered by [insert arbitration body, e.g., “the American Arbitration Association (AAA)”] under its rules. The arbitration will take place in [insert location, e.g., “Wilmington, Delaware”], and the arbitrator’s decision will be final and enforceable in any court of competent jurisdiction.
  • Exceptions: Claims for injunctive relief or intellectual property violations may be brought in a court of competent jurisdiction.

You waive any right to participate in a class action lawsuit or class-wide arbitration against us.

13. Third-Party Services

Our Services may integrate with or rely on third-party services, including Stripe for payment processing. These third-party services are subject to their own terms and policies, which you agree to comply with. We are not responsible for the performance, availability, or actions of third-party services.

For issues related to Stripe’s services (e.g., payment processing errors), contact Stripe directly at https://support.stripe.com/contact or review their terms at https://stripe.com/legal.

14. Changes to These Terms

We may update these Terms from time to time to reflect changes in our Services, legal requirements, or business practices. We will notify you of material changes by posting the updated Terms on our website or by email (if applicable). The “Last Updated” date at the top indicates when the Terms were last revised. Your continued use of the Services after such changes constitutes acceptance of the updated Terms.

15. Contact Us

If you have questions, concerns, or feedback about these Terms or our Services, please contact us at:

Champion Experiences

5025 Aesop Ave Las Vegas, NV 89139

c@nvstor.co

Phone: 702-389-5866

For payment-related inquiries, you may also contact Stripe at https://support.stripe.com/contact.

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